Applying for a Loan

This time around I decided to apply for a loan with a credit union that I had accounts with in Spokane. I have always been impressed when working with credit unions in the past for my car loans. I was hoping that the experience would be the same with a home loan. I was very excited to find that they would offer me 100% financing because at the rate I am saving I would never get to a 20% down payment. At this point the loan officer approved me for a condo at a payment I felt somewhat comfortable with. Only somewhat because it is still a pretty big jump from my current rent. Although all of you homeowners can probably remember the first time you took that jump. One of the things that I forgot to mention about my time in Spokane is that at that time I found out that my car was getting really close to being paid off. As part of this I am going to pay off my car which helped me to qualify for more to buy a house.